2^nd Home & Investment Mortgages are loan products which can be used to Purchase, Refinance or Renovate residential properties which are not primary residences.  Options for the financing of 2^nd Homes & Investment Properties include Conventional Mortgages and Non-Qualified Mortgages.  Conventional Mortgages adhere to Fannie Mae and Freddie Mac guidelines.  Non-Qualified Mortgages do not require typical income documentation associated with Conventional Mortgages, and include Bank Statement, Asset Depletion/Utilization and Investor Cash Flow loan products.  Rental Income from the subject property on investment transactions can be considered for loan qualification purposes.