Down Payment Assistance (DPA) is available to homebuyers in the form of grants (where repayment of DPA is not typically required) and 2^nd liens (where repayment of DPA is typically required if the property is sold or refinanced).  Depending on the DPA program, first-time buyers as wells as previous homeowners may be eligible.  DPA can be used in conjunction with Conventional as well as Government Financing (FHA, USDA & VA Mortgages) to purchase primary residences.