Ready to Buy? For a smooth transaction, request your mortgage pre-qualification.
Sierra Pacific Mortgage Company, Inc. can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage pre-qualification form securely on our website. With a pre-qualification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Real estate agents may require buyers to get pre-qualified before even starting to house hunt. A simple mortgage pre-qualification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Credit monitoring is crucial.
Credit Scores play a very important role in the mortgage approval process, as scores are used to predict the likelihood of a borrower’s ability to re-pay their loan. Mortgage rates, private mortgage insurance and/or mortgage underwriting may all be impacted by credit scores.
You can check your credit online for free via:
Stay current with all monthly payments and reduce debt where possible to help improve and maintain your scores. Be sure to review your credit report for accuracy, and if you find any errors, request an investigation by the reporting credit bureau. Additional information is available via the CFPB’s Credit Reports and Scores.
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
